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Frequently Asked Questions about Harbor Ridge

Q. I want to buy now while the prices are low, but don’t want to build until I am retired or later on down the road. Is this possible?

A. Yes, you can buy now and wait to build. There is no time requirement for building a home.

Q. Do you require a specific homebuilder, or a specific style of house?

A. We do not require a specific homebuilder or a specific style of house. Your house plans must be submitted and approved by an Architectural Review Committee before construction.  A minimum square footage 1400 square foot minimum home for water access lots, and 1600 square feet for waterfront lots. No mobile homes or trailers.

Q. I don’t know of any homebuilder’s in the area?

A. Not a problem. We can provide you with a list of local homebuilder’s and builders who have built homes at Harbor Ridge.

Q. Are Waterfront Lots dockable? 

A. Yes, but before building a dock, you must obtain a Dock Permit from Duke Power.  

Q. What type of activities are allowed on the lake? 

A. The lake is a fully recreational lake for swimming, boating (gas or electric engines), sailing, kayaking, canoeing, paddle boats, jet skiing, water skiing, tubing, wakeboarding etc. 

Q. What schools are in the area?

A. Harbor Ridge is located in the Burke County Public School System, with students attending Rutherford    College Elementary, Heritage Middle School, and East Burke High School. You can also visit www.GreatSchools.net to see information on testing scores for Rutherford College Elementary, Heritage Middle School, and East Burke High School. Within 20 minutes are Lenoir-Rhyne College, Caldwell Community College, and Catawba Valley Community College.  

Q. Are there any yearly dues?

A. Yes. Harbor Ridge Home Owner’s Association fee for 2007 is $385.00 per year

Q. What types of utilities are at the community?

A. Harbor Ridge has underground power, underground phone lines, county water and individual septic tanks.  Each lot has a current perc. certificate for septic systems.  Cable & Natural Gas are not yet available.

Q. How’s the weather?

A. You can visit www.weatherbase.com to see statistics on Monthly Average High Temperatures, Monthly Average Low Temperatures, Monthly Average Rainfall, and Monthly Average Snowfall (average 4.8 inches of show per year over the last 10 years)

Q. How close is Harbor Ridge to the mountains?

A. Harbor Ridge is located at 1100 to 1200 feet above sea level.  The mountains are about an hour north with elevations over 5000 feet above sea level.  Ski Resorts are also about an hour away.

Q. How close is Harbor Ridge to the beach or ocean?

A. It’s about 4 hours to Wilmington, Myrtle Beach, or Charleston.

Q. How much are property taxes per year?

A Property taxes are $6 per $1000  of value.  Some examples:  A $50,000 lot would have about $300 per year in property taxes, a $200,000 lot would have $1200 per year in taxes, and a $400,000 home and land package would have $2400 per year in taxes. 

Q. What about financing?

A. We can help connect you with banks for financing with very competitive rates.  Below is an example of sample loan amounts:

*Loan Payment per month is based upon a 36 month Interest Only loan at 6.7% Interest Rate.

Q. Where can I launch my boat?

A. Right next to Harbor Ridge is a boat launch, and Harbor Ridge owners can use the community boat slips.

Q. How do I find out more information about the Rutherford College/Hickory area surrounding Harbor Ridge?

A. Rutherford College and the Hickory area are one of the fastest growing areas in North Carolina, now with more than 300,000 people in the metro area. Centrally located between Asheville, Boone, Charlotte, and Winston-Salem, Hickory is becoming an ideal location for many reasons. From Hickory, you can take day trips to the beach or go snow skiing in the mountains. With an average temperature of 77 degrees in July, it’s no wonder why this region has become so popular.  

In fact, Reader’s Digest called Hickory "One of the 10 best places in America to raise a family". To arrive at the list of the top places to raise a family, researchers went to the source, surveying parents about factors that affect family life. In the Hickory area, parents interviewed cited positive factors including low taxes, the variety of available activities, the quality of the schools, the affordable cost of living, and the sense of a community.  

Also, www.epodunk.com recently rated Hickory "The Best Hometown in North Carolina".

Entertainment – 26 Movie theater screens, Hickory Crawdads AAA baseball, Hickory Furniture Mart, shopping malls, fitness trails, health clubs, museums, live theater, Hickory Motor Speedway, Hiddenite’s Emerald and Gem Mine, local college sporting events, and of course boating activities on Lake Hickory.

Medical Facilities – Closest Hospital is 2 miles away, with 4 Hospitals within 30 minutes, as well as a variety of local clinics.

Golf Courses – over 20 private and public golf courses, including Lake Hickory Country Club designed by Donald Ross of Pinehurst #2 fame and Rock Barn Golf Club designed by Robert Trent Jones Jr.

Rock Barn each year hosts the Greater Hickory Classic Champions Tour Event!

Dining – An abundance of fine eating establishments, offering a wide variety of styles and menus.

Q. How about more information on Lake Rhodhiss?  

A. Lake Rhodhiss has over 90 miles of shoreline, totaling over 3000 acres of surface area.  Lake Rhodhiss offers six boat launches and one marina and also has a new waterfront restaurant (under construction) you can visit by boat!  During the summer months you can enter various fishing tournaments, since the lake abounds with many species of fish. There are several things that have made Lake Rhodhiss extremely attractive:  the constant water level, water clarity, and the shoreline.  Since some communities use Lake Rhodhiss as their drinking water supply, the water level remains constant, where other lakes in the Carolinas can vary dramatically.  Water clarity is another reason why people want to be on Lake Rhodhiss.  Unlike most other North Carolina lakes, Lake Rhodhiss offers a crystal blue color, because it has a sandy bottom, as opposed to clay. The attractive shoreline of Lake Rhodhiss is one of its greatest assets.  Duke Power, the owners of the lake, has kept over 20 miles of shoreline for natural areas.  The rest of the shoreline displays custom built homes, ranging in size from 2,000 to 10,000+ square feet, with beautiful docks, many with second level viewing decks.  With boating traffic rated as low to moderate, you can see why so many people describe the natural beauty of Lake Rhodhiss as “breathtaking.”  And when you see it, you will feel the same…

Q. How about more information on Harbor Ridge?

A. Harbor Ridge offers many benefits for you and your family. Homesites are 1 to 5+ Acres and are heavily wooded with a variety of pine, oak, maple, cedar, and beech trees. Harbor Ridge offers homesites for a variety of lifestyles in mind, with quiet/cove views or panoramic views. Harbor Ridge also offers these additional amenities: electronic security gate, heavily landscaped stone entrance, county water, underground utilities, fenced dry-storage boat area, and community boat slips.  

If you have more questions about Harbor Ridge, send us a or give us a call at 800-517-5899.

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